Remove Mortgage Insurance

As long as your appraisal comes in at 80% you can refinance and lose mortgage insurance. Even if you are not at 80% loan to value, we offer programs that do not have monthly mortgage insurance.

• Low down payments
• Low closing costs
• Easy credit qualifying
• Lower overall costs

Private mortgage insurance protects the lender in the event that you default on your payments and your house isn't worth enough to entirely repay the lender through a foreclosure sale. Unfortunately, you foot the bill for the premiums, and lenders almost always require PMI for loans where the down payment is less than 20%. The good news is that PMI can usually be canceled after your home's value has risen enough to give you 20% to 25% equity in your house. (And in some cases we can remove the mortgage insurance even with lower equity)

When You Can Get Your PMI Canceled

Even if you haven't paid down your mortgage to one of these legal limits, you can start trying to get your private mortgage insurance canceled as soon as you suspect that your equity in your home or your home's value has gone up significantly, perhaps because your home's value has risen along with other local homes or because you've remodeled.

We make the process as simple as possible. You don't need to negotiate with the banks, we'll handle everything. Call us at 888-239-6161.